Lost Your SBI Credit Card? Learn About the Next Steps

 

Stata Bank of India is known throughout the country for the wide range of services and the customer centric nature of banking they offer. The bank has the highest number of branches and customers enjoy many benefits like high interest rates on investments and a large number of credit services. One of these services is the SBI credit card. The bank offers a wide range of credit cards each designed meticulously to suit the financial needs of the cardholders. From low finance charges to an excellent rewards program, SBI credit cards offer several benefits.                                                                          

But what do you do in the event that your SBI credit card is lost? This article will take you through the steps in detail.

Notify SBI about Lost Credit Card

The first thing you should do is contact SBI and report your SBI credit card lost or stolen. This can be done in a number of different ways:

Call SBI customer service number: 39 02 02 02. Alternatively, you can try the 1860 180 1290 number in case the earlier number doesn’t work. Keep in mind that you will be charged by your mobile network provider additionally for calling the 1800 number.

Another alternative is to send a SMS from your registered mobile number. You must send the SMS to 5676791 with the last four digits of your credit card number. The SMS text should read: BLOCK XXXX (last four digits of your credit card).

You can also visit SBI’s website www.sbicard.com and log-in to your account. Once there, you can select the “Report Lost/Stolen Card” option and choose the specific credit card number (in case you have more than one card) you wish to cancel.

Lastly, you can report your lost or stolen credit card through the SBI mobile banking app. Simply login to your SBI account with the mobile banking password and head towards the “Service Request” tab. Upon entering the Service Request tab, tap Request Lost/Stolen to block your credit card.   

Next Steps

To know if you have successfully blocked your credit card, you need to wait for a credit card block confirmation from SBI. You should ideally receive a confirmation through an SMS on your mobile phone and an email on your registered email ID. Once your credit card has been successfully blocked you can apply for a replacement card. The replacement card will cost you Rs. 100 plus additional taxes. Your new credit card will be mailed to you within seven working days.

Cancelling your SBI Credit Card

If you wish to know how to close SBI credit card, the process is relatively simple. If you don’t plan on using your credit card, it’s best to cancel it to avoid unnecessary fees and charges. To close your SBI credit card there are two methods:

Call SBI customer service number: 39 02 02 02. Alternatively, you can try the 1860 180 1290 number in case the earlier number doesn’t work. Keep in mind that you will be charged by your mobile network provider additionally for calling the 1800 number.

Write into SBI headquarters and place a request to close the credit card in question. While writing in, make sure to mention your name, credit card, and your address. Send your mail request to: SBI Card, PO-Bag 28, GPO, New Delhi- 110001.

Note: You will need to clear all pending dues before you can initiate the credit card closure request. SBI will not entertain any closure request if there are outstanding dues on the credit card.

Conclusion

Technology plays an important role in making our lives easy. This is true especially when it comes to reporting a lost credit card or even closing your SBI credit card. If you wish to close or report your SBI credit card, make sure to follow the above mentioned steps. If you are on the lookout for a personal loan or other forms of credit, head over to Finserv MARKETS. The website is a great destination for all your personal and business financial needs.